How Does Tax Liens Effect Credit ?

Tax liens — paid and unpaid — are no longer counted on credit reports. That means a tax lien won’t impact your credit score anymore.

Previously, tax liens stayed on credit reports for seven years if paid and 10 years if unpaid. In that way, they were similar to other negative marks on your credit report.

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In mid-2017, the three major credit bureaus — Experian, Equifax and TransUnion — began excluding new records of tax liens and civil judgments. The change came after the bureaus determined that these marks weren’t reliable indicators of credit risk, according to Rod Griffin, director of public education at Experian.

Tax liens — paid and unpaid — are no longer counted on credit reports. That means a tax lien won't impact your credit score anymore. Previously, tax liens stayed on credit reports for seven years if paid and 10 years if unpaid. In that way, they were similar to other negative marks on your credit report.

Please Ensure To: Send in your 5 Mandatory Documents to complete your Case File Details.

  • *ID (Identification Card)

  • *SSN (and W2)

  • *3 Utility Bill (Water, Gas, Electric, Garbage and or Cable Bill) or *2 (Bank statement, Pay stub and or Car Insurance)

 

EXAMPLE 1

EXAMPLE 2

 

STEP TWO: If you have not done so, please schedule a call with one of our representatives for further questions.